• Swarn Jayanti Gram Swarozgar Yojana:

    1. Question: What is Swarn Jayanti Gram Swarozgar Yojana?
    2. Question: What is the eligibility for the plan?
    3. Question: How is self-employment provided for under the plan?
    4. Question: What is a Self-help Group?
    5. Question: What types of facilities are extended to the groups by the government?
    6. Question: How much grant is payable under the plan?
    7. Question: How much loan from the Bank can be availed under the plan?
    8. Question: How can benefit be availed under the plan?
    9. Question: Is the Revolving Fund returnable?

  • Gramin Awaas Yojana:

    1. Question: What is Gramin Awaas Yojana?
    2. Question: What are the conditions for eligibility under this plan?
    3. Question: What amount is payable for house construction under the plan?
    4. Question: Is this amount a loan or a grant?
    5. Question: Are all types of houses admissible to BPL?
    6. Question: How is the selection of beneficiaries done?

  • Sampurna Gramin Rozgar Yojana:

    1. Question: What is Sampurna Gramin Rozgar Yojana?
    2. Question: What types of works are carried out under the plan?
    3. Question: What amount is paid as labour under the plan?
    4. Question: Who selects the plans?
    5. Question: From where is the amount for a plan received?


    1. Question: What is Swarn Jayanti Gram Swarozgar Yojana?
    Answer: Swarn Jayanti Gram Swarozgar Yojana is a poverty eradication plan by the Government of India to provide self-employment through small industries. The Plan is a combination of the earlier plans run by the Government of India, such as IRDP, TRYSEM, DWKRA, Ganga Kalyan and the Improved Tool Kit Plan.

    2. Question: What is the eligibility for the plan?
    Answer: The self-employed person should be from a BPL family and rural area.

    3. Question: How is self-employment provided for under the plan?
    Answer: Selected BPL families in groups of 5-20 are financed for economic activity through Self-help Groups.

    4. Question: What is a Self-help Group?
    Answer: A Self-help Group is a group of marked BPL families, whose numbers can be from 5-20, and which deals in minor savings and mutual transactions.

    5. Question: What types of facilities are extended to the groups by the government?
    Answer: Rs.25,000.00 in the form of government and Bank loan is made available as Revolving Fund to a group after six months of its formation, and upon qualifying the first grading. After the next six months, upon qualifying the second grading, processing for Bank financing of economic activities indicated by the group is facilitated.

    6. Question: How much grant is payable under the plan?
    Answer: Under the plan, a group is given Rs.10,000.00 per member and a maximum of Rs.1.25 lakh. Rs.7500.00 is given to ordinary self-employed for personal self-employment. The self-employed belonging to the Scheduled Castes and the Scheduled Tribes are given Rs.10,000.00 per individual.

    7. Question: How much loan from the Bank can be availed under the plan?
    Answer: Bank loan is payable as per the project cost. There is no minimum or maximum limit prescribed.

    8. Question: How can benefit be availed under the plan?
    Answer: A BPL family member will have to apply through the group, and personal self-employed to the development Block. Later, benefit can be availed according to the prescribed procedure.

    9. Question: Is the Revolving Fund returnable?
    Answer: Yes. Revolving Fund has a credit limit, therefore it is compulsory to return it after work is complete.

  • Gramin Awaas Yojana:

    1. Question: What is Gramin Awaas Yojana?
    Answer: Gramin Awaas Yojana is a plan to make pucca houses available to BPL and homeless families dwelling in temporary hut/thatch-roof, in rural areas.

    2. Question: What are the conditions for eligibility under this plan?
    Answer: Person/BPL family, who is homeless or living in temporary hut/thatch-roof. Priority is accorded to freed bonded labour/Scheduled Caste/Scheduled Tribe/disabled persons.

    3. Question: What amount is payable for house construction under the plan?
    Answer: Rs.22,000.00 in mountainous and inaccessible areas and Rs.20,000.00 in the plains and Rs.10,000.00 for up-gradation of temporary house, is payable.

    4. Question: Is this amount a loan or a grant?
    Answer: This amount is given in the form of a grant. The remaining amount has to be borne by the beneficiary in the form of labour or cash.

    5. Question: Are all types of houses admissible to BPL?
    Answer: Yes. The above grant and houses are admissible to BPL families alone.

    6. Question: How is the selection of beneficiaries done?
    Answer: The beneficiaries are selected out of homeless families on priority basis, at general meetings of the Gram sabha.

  • Sampurna Gramin Rozgar Yojana:

    1. Question: What is Sampurna Gramin Rozgar Yojana?
    Answer: Sampurna Gramin Rozgar Yojana is a combination of the earlier Gram Simraddhi Yojana and the Sunishchit Rozgar Yojana, and was started on 01 April, 2002.

    2. Question: What types of works are carried out under the plan?
    Answer: Permanent construction in rural areas and employment-oriented works are carried out under the plan.

    3. Question: What amount is paid as labour under the plan?
    Answer: Rs.58.00 per day (5 kgs. of wheat or 5 kgs. Of rice are also paid as labour. Remainder cash amount is paid after deducting the cost of foodgrains).

    4. Question: Who selects the plans?
    Answer: Gram panchayats, Chettra panchayats and Zilla panchayats do the selection of plans.

    5. Question: From where is the amount for a plan received?
    Answer: the Government of India gives the amount for a plan. (End of file).